Tag: Business Insurance

New Year’s Checklist: 7 Important Insurance Conversations Every Business Owner Should Have

Posted: December 18, 2024

The start of a new year is an ideal time for business owners to review and refresh their insurance coverage to ensure it meets their current needs and business goals. Whether you run a small retail shop, a contracting business or manage a fleet, here are seven important topics to discuss with your local insurance agent this year. 1. Annual Insurance Coverage Checkup As your...

What to Know About Workers’ Compensation and Working from Home

Posted: December 6, 2024

Are you one of the many businesses that has taken on a remote or hybrid working model? Working from home has pros and cons, but it also raises serious questions like what would happen if an employee becomes injured while performing work at home. Workers' compensation (often shortened to workers’ comp) laws and requirements vary by state, but generally, any business that has employees must have workers’...

7 Tips to Winterize Your Business and Protect Against Winter Hazards

Posted: November 26, 2024

Before each winter, business owners should spend time preparing to protect their property and operations from the challenges brought by cold weather, snow and ice. Winterizing your business is not just about staying warm—it's about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here are seven tips to help you protect your business...

5 Risks to Consider When Hosting a Work Party

Posted: November 26, 2024

Work parties boost morale and employee engagement. Your staff appreciates the time to relax, chat with others and maybe win some fun prizes. However, even the best intentions pose some level of risk. Workplace gatherings could bring out your staff’s worst behaviors—especially if you plan to throw alcohol into the mix. From small pizza parties of appreciation to the big end-of-year party, do you have...

Frozen Pipes Could Cost Your Business—Here’s How to Help Prevent Issues

Posted: November 21, 2024

Frozen pipes are more than just an inconvenience—they can cause severe damage to your property. Whether you’ve experienced it firsthand or have heard the stories, it’s important to stay prepared and know what to do if it does happen. Those deep-winter cold snaps can send temperatures plummeting, and homes with exposed or inadequately protected plumbing can have pipes freeze—or worse, burst—under the pressure of expanding...